Business Line of Credit Calculator

Estimate interest costs and payments for a revolving business line of credit. Free tool for managing working capital and cash flow.

Business Line of Credit Calculator

Business Line of Credit Calculator

Calculate costs, utilization & repayment for revolving credit lines

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Line of Credit Tips

  • • Keep utilization below 50% for best terms
  • • Draw period = interest-only payments
  • • Repayment period = principal + interest

Business Line of Credit Calculator Guide

Business Line of Credit

A revolving credit facility for businesses. Costs depend on APR, draw amount, utilization time, and fees.

Key Inputs
  • Credit limit, draw amount
  • APR and daily/ monthly interest
  • Draw period and fees
Example

$20,000 drawn at 14% APR for 90 days → interest ≈ 20000 × 0.14 × 90/365 ≈ $690.

FAQs

Revolving nature?
Repaid principal becomes available again.

Fees?
May include draw fees and inactivity charges.

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