Financial Calculators
Comprehensive tools for mortgage planning, loan analysis, investment projections, retirement planning, and tax estimation.
102 calculators available
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Free financial calculators for everyday money decisions
Explore 102 free online financial calculators for mortgages, loans, debt payoff, savings, investing, business finance, and financial planning. Enter your numbers to estimate payments, interest, returns, affordability, and timelines without creating an account.
Use these results to compare scenarios and understand the formulas behind them. Financial calculator estimates are educational and depend on the values and assumptions you provide; lender terms, taxes, fees, and market outcomes can differ.
Popular financial calculators
Start with common tools for borrowing, saving, investing, and debt management.
- Mortgage CalculatorEstimate principal, interest, taxes, insurance, and an amortization schedule.
- Loan CalculatorCalculate loan payments, total interest, and repayment cost.
- Compound Interest CalculatorProject savings or investment growth with recurring contributions.
- Auto Loan CalculatorCompare vehicle price, down payment, term, rate, and monthly payment.
- Credit Card Payoff CalculatorEstimate payoff time and interest from a balance and monthly payment.
- ROI CalculatorMeasure investment gain or loss as a percentage of cost.
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Showing 102 of 102 calculators
Top Picks in Financial Calculators
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- APR CalculatorEstimate APR from the loan amount, note rate, term, and applicable prepaid finance charges.Open tool
- Compound Interest CalculatorCalculate the future value of your investments with our free Compound Interest Calculator. Compare daily, monthly, and yearly compounding frequencies.Open tool
- Internal Rate of Return (IRR) CalculatorCalculate IRR from a series of cash flows to evaluate project or investment performance and compare alternatives.Open tool
- Return on Investment (ROI) CalculatorCalculate ROI percentage and amount to measure investment performance. Compare projects and track profitability.Open tool
All Financial Calculators
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- Amortization CalculatorGenerate an annual loan payment schedule and estimate total interest, payoff time and savings from extra payments.Open tool
- Auto Loan Affordability CalculatorCalculate the maximum vehicle price you can afford based on your desired monthly payment. Includes down payment, trade-in, and sales tax.Open tool
- Auto Loan CalculatorCalculate your car loan monthly payment including vehicle price, down payment, trade-in value, sales tax, and interest.Open tool
- Balloon Payment CalculatorCalculate monthly payments and the final balloon payment for balloon loans. See total interest and plan for the large final payment.Open tool
- Beta CalculatorCalculate stock beta to measure systematic risk against the market. Free investing calculator for CAPM analysis, portfolio risk, and expected returns.Open tool
- Bond Yield & Price CalculatorCalculate bond yield to maturity, current yield, and clean price from coupon rate, face value, and market price. Free fixed-income analysis tool.Open tool
- Break-Even Point CalculatorFind the sales volume or revenue needed to cover fixed and variable costs. Free business calculator for pricing and profitability planning.Open tool
- Bridge Loan CalculatorCalculate interest-only payments and total costs for bridge loans. Bridge loans provide short-term financing while transitioning between properties.Open tool
- Budget Variance CalculatorBudget Variance - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Business Line of Credit CalculatorEstimate interest costs and payments for a revolving business line of credit. Free tool for managing working capital and cash flow.Open tool
- Business Loan Affordability CalculatorCalculate the maximum business loan you can afford based on revenue, operating margin, and Debt Service Coverage Ratio (DSCR) requirements.Open tool
- Business Loan CalculatorCalculate monthly payments and total interest for business term loans. Plan financing for your small business expansion or startup.Open tool
- Capital Budgeting CalculatorCapital Budgeting - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- CAPM CalculatorEstimate expected stock returns using the Capital Asset Pricing Model with risk-free rate, beta, and market return inputs.Open tool
- Cash Conversion Cycle CalculatorMeasure how quickly a business turns inventory and receivables into cash. Free working-capital efficiency tool for DIO, DSO, and DPO.Open tool
- Cash Flow Forecasting CalculatorProject cash positions, runway, and shortfalls over time using opening cash, expected inflows, operating outflows, and burn rate assumptions.Open tool
- Closing Costs CalculatorEstimate itemized mortgage closing costs and total cash to close after the down payment and entered credits.Open tool
- College Cost CalculatorCollege Cost - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Commercial Loan CalculatorCommercial Loan - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Construction Loan CalculatorCalculate interest-only payments during construction period and permanent mortgage payments after completion.Open tool
- Contribution Margin CalculatorContribution Margin - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Cost Of Capital CalculatorCost Of Capital - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Cost Volume Profit Analysis CalculatorCost Volume Profit Analysis - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Credit Card Payoff CalculatorEstimate your credit card debt-free date, total interest, and payoff order using avalanche or snowball payments.Open tool
- Customer Acquisition Cost CalculatorCustomer Acquisition Cost - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Customer Lifetime Value CalculatorEstimate the total revenue a customer generates over their relationship with your business. Free CLV tool for marketing and retention planning.Open tool
- Date CalculatorAdd or subtract days, weeks, months, or years from any date. Free business date calculator for deadlines, contracts, and payment schedules.Open tool
- Days Payables Outstanding CalculatorCalculate the average number of days a business takes to pay its suppliers. Free working-capital metric for cash flow analysis.Open tool
- Days Sales Outstanding CalculatorMeasure the average number of days it takes to collect payment after a sale. Free accounts-receivable efficiency tool.Open tool
- Debt Avalanche CalculatorBuild a highest-interest-first debt payoff schedule and compare its projected cost with the snowball method.Open tool
- Debt Comparison CalculatorCompare debt avalanche and snowball payoff time, interest, and order using the same monthly budget.Open tool
- Debt Consolidation CalculatorCompare current debt payments and interest with a consolidation loan, including its rate, term, and origination fee.Open tool
- Debt Settlement CalculatorEstimate a hypothetical settlement amount, program fees, possible canceled-debt tax, funding time, and net savings.Open tool
- Debt Snowball CalculatorBuild a smallest-balance-first debt payoff schedule and compare its projected interest with the avalanche method.Open tool
- Debt-to-Income Ratio CalculatorCalculate front-end and back-end DTI from gross monthly income, housing costs, and required debt payments.Open tool
- Deficiency Balance CalculatorCalculate the deficiency balance you may owe after vehicle repossession or foreclosure. See net proceeds and remaining debt.Open tool
- Depreciation CalculatorCalculate straight-line, declining balance, and MACRS depreciation expense. Free accounting tool for asset value and tax deduction estimates.Open tool
- Discounted Cash Flow CalculatorDiscounted Cash Fow - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Down Payment CalculatorEstimate upfront home-buying cash and project a savings timeline using current savings and monthly contributions.Open tool
- DTI Ratio CalculatorCalculate your debt-to-income (DTI) ratio to see if you qualify for a mortgage or other loans. Lenders typically require DTI below 43%.Open tool
- EBITDA CalculatorCalculate earnings before interest, taxes, depreciation, and amortization from revenue and expenses. Free business profitability analysis tool.Open tool
- Economic Value Added CalculatorMeasure true economic profit after deducting the cost of capital. Free EVA calculator for corporate performance and shareholder value analysis.Open tool
- Emergency Fund CalculatorCalculate how much emergency savings you need based on monthly expenses and desired coverage months. Free personal finance planning tool.Open tool
- Equipment Financing CalculatorCompare owning versus leasing business equipment. Calculate net costs after tax benefits and determine the best financing option.Open tool
- Equipment Lease vs Buy CalculatorCompare the total cost of leasing equipment versus purchasing with a loan. Free business decision tool for capital budgeting.Open tool
- Extra Payment CalculatorSee how much you can save by making extra mortgage payments. Calculate interest savings and time reduced on your loan.Open tool
- Franchise Profitability CalculatorFranchise Profitability calculator to evaluate unit economics, margins, and breakeven of franchise operations.Open tool
- Free Cash Flow CalculatorFree Cash Flow - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Gross Margin Mark Up CalculatorGross Margin Mark Up - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- HELOC CalculatorCalculate your maximum Home Equity Line of Credit (HELOC) and estimated monthly payments during draw and repayment periods.Open tool
- Home Affordability CalculatorCalculate how much house you can afford based on your income, debts, and down payment using the 28/36 rule.Open tool
- Home Equity Loan CalculatorCalculate a second-mortgage payment and check the requested loan against an entered combined loan-to-value limit.Open tool
- Household Expense CalculatorTrack monthly household spending across categories like housing, food, utilities, and transport. Free budgeting tool for families.Open tool
- Income-Driven Repayment CalculatorCalculate your monthly student loan payment under Income-Driven Repayment (IDR) plans including SAVE, PAYE, and IBR.Open tool
- Interest Coverage Ratio CalculatorInterest Coverage Ratio - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Interest-Only Loan CalculatorCalculate monthly payments for loans with an interest-only period followed by full amortization. Compare interest-only vs fully amortized payments.Open tool
- Inventory Turnover CalculatorMeasure how often inventory is sold and replaced over a period. Free retail and manufacturing efficiency tool.Open tool
- Invoice Due Date CalculatorCalculate invoice due dates from issue date and Net terms such as Net 30 or Net 15. Free billing and cash flow tool.Open tool
- Invoice Financing CalculatorEstimate the cost of selling or financing outstanding invoices. Free tool for improving cash flow through invoice factoring.Open tool
- Lease vs Buy CalculatorCompare the total cost of leasing versus buying a vehicle over time. Analyze which option saves you the most money.Open tool
- Leverage Ratio CalculatorCalculate debt-to-equity, debt-to-assets, and equity multiplier ratios. Free tool for assessing business financial leverage.Open tool
- Liquidity Ratio CalculatorCompute current ratio, quick ratio, and cash ratio to assess a companyOpen tool
- Loan CalculatorCalculate monthly loan payments, total interest, and see a complete amortization breakdown for any loan.Open tool
- Loan Modification CalculatorCompare your current loan with modified terms. Calculate monthly payment savings and total interest differences when restructuring your loan.Open tool
- Marketing ROI CalculatorMarketing ROI - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Merchant Cash Advance CalculatorMerchant Cash Advance - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Minimum Payment CalculatorCalculate how long it will take to pay off your credit card debt by making only minimum payments, and see how much interest you will pay.Open tool
- Monte Carlo Simulation CalculatorRun a Monte Carlo simulation to model profit uncertainty, expected value, confidence intervals, value at risk, and probability of loss.Open tool
- Mortgage CalculatorEstimate your complete monthly mortgage payment and review total interest, payoff time and an annual amortization schedule.Open tool
- Mortgage Refinance CalculatorEstimate refinance payment savings, break-even time and lifetime interest while accounting for costs, cash out and PMI.Open tool
- Net Present Value (NPV) CalculatorCalculate net present value, IRR, profitability index, payback period, present values, and discount-rate sensitivity for investment projects.Open tool
- Net Profit Margin CalculatorCalculate net profit margin from revenue, COGS, operating expenses, interest, taxes, and other costs with margin benchmarks and profitability breakdowns.Open tool
- Operating Cashflow CalculatorOperating Cashflow - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Operating Profit Margin CalculatorOperating Profit Margin calculator to assess core operating efficiency (EBIT as a percentage of revenue).Open tool
- Overhead Rate CalculatorCalculate overhead allocation rate based on indirect costs and an allocation base. Free cost accounting tool for pricing and budgeting.Open tool
- Overtime Pay CalculatorCalculate overtime wages based on regular hourly rate, overtime multiplier, and hours worked. Free payroll and labor cost tool.Open tool
- Parent PLUS Loan CalculatorCalculate monthly payments for Parent PLUS student loans. Includes origination fees and total cost of borrowing for your child\\Open tool
- Payback Period CalculatorEstimate how long an investment takes to recover its initial cost from cash inflows. Free capital budgeting tool.Open tool
- Portfolio Return Risk CalculatorCalculate expected portfolio return, portfolio risk, Sharpe ratio, value at risk, diversification benefit, and risk contribution by asset.Open tool
- Profit Forecast CalculatorProfit Forecast - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Profit Margin CalculatorProfit Margin - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Profitability Index CalculatorProfitability Index - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Property Tax CalculatorCalculate your annual and monthly property taxes based on assessed value, tax rate, and exemptions.Open tool
- Rent vs Buy CalculatorCompare the total cost of renting versus buying a home over time. See when buying breaks even and the long-term financial impact.Open tool
- Revenue Growth Forecast CalculatorForecast future revenue with compound growth, scenario analysis, customer growth, churn, CAGR, and projected revenue over multiple years.Open tool
- Sales CalculatorCalculate total sales, revenue, discounts, and sales tax from units sold and price. Free business calculator for pricing and reporting.Open tool
- Sales Tax CalculatorSales Tax - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Savings Goal CalculatorCalculate how long it will take to reach your savings goal with regular monthly contributions and compound interest.Open tool
- SBA Loan CalculatorCalculate monthly payments for Small Business Administration (SBA) loans including guarantee fees. Compare SBA 7(a) and 504 loan programs.Open tool
- Scenario Forecasting Tool CalculatorModel crisis, recession, base case, growth, and breakout financial scenarios with revenue, profit, cash flow, probability, and risk analysis.Open tool
- Sensitivity & What-If Analysis CalculatorModel how changes in variables affect outcomes like profit or NPV. Free financial scenario planning tool.Open tool
- Sharpe Ratio CalculatorMeasure risk-adjusted investment return by comparing excess return to volatility. Free portfolio performance analysis tool.Open tool
- Startup Cost CalculatorStartup Cost - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Stock Valuation CalculatorValue a stock using discounted cash flow, dividend discount, or comparable multiples. Free investing analysis tool.Open tool
- Student Loan CalculatorCalculate monthly student loan payments, total interest, and see how long it will take to pay off your student loans.Open tool
- Student Loan Refinance CalculatorEstimate student loan refinance payment and interest changes while reviewing variable-rate risk and federal benefits that may be lost.Open tool
- WACC CalculatorCalculate the weighted average cost of capital from equity, debt, and preferred stock. Free corporate finance tool for investment analysis.Open tool
- Working Capital CalculatorCalculate working capital, current ratio, and quick ratio from current assets and liabilities. Free business liquidity analysis tool.Open tool