Free Online Calculators

Equipment Lease vs Buy Calculator

Compare the total cost of leasing equipment versus purchasing with a loan. Free business decision tool for capital budgeting.

Equipment Lease vs Buy Calculator

Equipment Lease vs Buy Calculator

Compare leasing vs purchasing equipment with comprehensive financial analysis

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Quick Tips

  • • Leasing = Lower upfront, flexible
  • • Buying = Ownership, tax benefits
  • • Consider equipment lifespan

Equipment Lease vs Buy Calculator Guide

Lease vs Buy Analysis

Compares total cost of leasing vs. purchasing equipment, considering payments, interest, residuals, and tax effects.

Key Inputs
  • Lease term, monthly payment, residual
  • Purchase price, rate, loan term
  • Tax rate and deductions
Example

Leasing at $500/month for 36 months vs. buying at $15,000; compare NPV of cash flows to select lowest cost.

FAQs

Residual value?
Affects lease total cost; higher residual lowers payments.

Tax treatment?
Leasing may offer immediate expensing; verify local rules.

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