Personal & Business Loans Calculators
Free personal & business loans within our financial calculators.
Personal & Business Loans
This topic includes 24 working calculators in financial calculators. Each page links directly to the live tool.
APR Calculator
Compute Annual Percentage Rate (APR) by factoring interest and lender fees to compare loan offers accurately.
Auto Loan Affordability Calculator
Calculate the maximum vehicle price you can afford based on your desired monthly payment. Includes down payment, trade-in, and sales tax.
Auto Loan Calculator
Calculate your car loan monthly payment including vehicle price, down payment, trade-in value, sales tax, and interest.
Balloon Payment Calculator
Calculate monthly payments and the final balloon payment for balloon loans. See total interest and plan for the large final payment.
Bridge Loan Calculator
Calculate interest-only payments and total costs for bridge loans. Bridge loans provide short-term financing while transitioning between properties.
Business Loan Affordability Calculator
Calculate the maximum business loan you can afford based on revenue, operating margin, and Debt Service Coverage Ratio (DSCR) requirements.
Business Loan Calculator
Calculate monthly payments and total interest for business term loans. Plan financing for your small business expansion or startup.
Commercial Loan Calculator
Commercial Loan - Calculate and analyze your financial metrics with this comprehensive calculator.
Construction Loan Calculator
Calculate interest-only payments during construction period and permanent mortgage payments after completion.
Debt Avalanche Calculator
Minimize interest costs by focusing extra payments on the highest interest rate debt first, the mathematically optimal payoff strategy.
Debt Comparison Calculator
Compare debt snowball and avalanche methods side-by-side to determine which payoff strategy works best for your financial situation.
Debt Consolidation Calculator
Compare your current debts with a consolidated loan to see potential monthly savings and total interest cost reduction.
Debt Settlement Calculator
Calculate potential debt settlement savings and tax implications. Estimate settlement amount, forgiven debt, and total out-of-pocket cost.
Debt Snowball Calculator
Pay off debts fastest by focusing extra payments on the smallest balance first, building momentum as each debt is eliminated.
Extra Payment Calculator
See how much you can save by making extra mortgage payments. Calculate interest savings and time reduced on your loan.
Income-Driven Repayment Calculator
Calculate your monthly student loan payment under Income-Driven Repayment (IDR) plans including SAVE, PAYE, and IBR.
Interest Coverage Ratio Calculator
Interest Coverage Ratio - Calculate and analyze your financial metrics with this comprehensive calculator.
Interest-Only Loan Calculator
Calculate monthly payments for loans with an interest-only period followed by full amortization. Compare interest-only vs fully amortized payments.
Loan Calculator
Calculate monthly loan payments, total interest, and see a complete amortization breakdown for any loan.
Loan Modification Calculator
Compare your current loan with modified terms. Calculate monthly payment savings and total interest differences when restructuring your loan.
Minimum Payment Calculator
Calculate how long it will take to pay off your credit card debt by making only minimum payments, and see how much interest you will pay.
Parent PLUS Loan Calculator
Calculate monthly payments for Parent PLUS student loans. Includes origination fees and total cost of borrowing for your child\\
SBA Loan Calculator
Calculate monthly payments for Small Business Administration (SBA) loans including guarantee fees. Compare SBA 7(a) and 504 loan programs.
Student Loan Calculator
Calculate monthly student loan payments, total interest, and see how long it will take to pay off your student loans.