Personal & Business Loans Calculators
Free personal & business loans within our financial calculators.
24 calculators available
Browser-based tools with direct links
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Personal & Business Loans
This topic includes 24 working calculators in financial calculators. Each page links directly to the live tool.
- APR CalculatorCompute Annual Percentage Rate (APR) by factoring interest and lender fees to compare loan offers accurately.Open tool
- Auto Loan CalculatorCalculate your car loan monthly payment including vehicle price, down payment, trade-in value, sales tax, and interest.Open tool
- Auto Loan Affordability CalculatorCalculate the maximum vehicle price you can afford based on your desired monthly payment. Includes down payment, trade-in, and sales tax.Open tool
- Balloon Payment CalculatorCalculate monthly payments and the final balloon payment for balloon loans. See total interest and plan for the large final payment.Open tool
- Bridge Loan CalculatorCalculate interest-only payments and total costs for bridge loans. Bridge loans provide short-term financing while transitioning between properties.Open tool
- Business Loan CalculatorCalculate monthly payments and total interest for business term loans. Plan financing for your small business expansion or startup.Open tool
- Business Loan Affordability CalculatorCalculate the maximum business loan you can afford based on revenue, operating margin, and Debt Service Coverage Ratio (DSCR) requirements.Open tool
- Commercial Loan CalculatorCommercial Loan - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Construction Loan CalculatorCalculate interest-only payments during construction period and permanent mortgage payments after completion.Open tool
- Debt Avalanche CalculatorMinimize interest costs by focusing extra payments on the highest interest rate debt first, the mathematically optimal payoff strategy.Open tool
- Debt Comparison CalculatorCompare debt snowball and avalanche methods side-by-side to determine which payoff strategy works best for your financial situation.Open tool
- Debt Consolidation CalculatorCompare your current debts with a consolidated loan to see potential monthly savings and total interest cost reduction.Open tool
- Debt Settlement CalculatorCalculate potential debt settlement savings and tax implications. Estimate settlement amount, forgiven debt, and total out-of-pocket cost.Open tool
- Debt Snowball CalculatorPay off debts fastest by focusing extra payments on the smallest balance first, building momentum as each debt is eliminated.Open tool
- Extra Payment CalculatorSee how much you can save by making extra mortgage payments. Calculate interest savings and time reduced on your loan.Open tool
- Income-Driven Repayment CalculatorCalculate your monthly student loan payment under Income-Driven Repayment (IDR) plans including SAVE, PAYE, and IBR.Open tool
- Interest Coverage Ratio CalculatorInterest Coverage Ratio - Calculate and analyze your financial metrics with this comprehensive calculator.Open tool
- Interest-Only Loan CalculatorCalculate monthly payments for loans with an interest-only period followed by full amortization. Compare interest-only vs fully amortized payments.Open tool
- Loan CalculatorCalculate monthly loan payments, total interest, and see a complete amortization breakdown for any loan.Open tool
- Loan Modification CalculatorCompare your current loan with modified terms. Calculate monthly payment savings and total interest differences when restructuring your loan.Open tool
- Minimum Payment CalculatorCalculate how long it will take to pay off your credit card debt by making only minimum payments, and see how much interest you will pay.Open tool
- Parent PLUS Loan CalculatorUse this free parent plus loan calculator for finance & loans calculations. Get instant, accurate results with clear inputs and no signup required.Open tool
- SBA Loan CalculatorCalculate monthly payments for Small Business Administration (SBA) loans including guarantee fees. Compare SBA 7(a) and 504 loan programs.Open tool
- Student Loan CalculatorCalculate monthly student loan payments, total interest, and see how long it will take to pay off your student loans.Open tool
Frequently asked questions
What can I calculate with Personal & Business Loans Calculators?
Free personal & business loans within our financial calculators.
Are the Personal & Business Loans Calculators free to use?
All 24 personal & business loans calculators on this site are free, work in your browser, and require no signup or download.
How do I find the right personal & business loans calculators?
Use the subcategory filters and search bar on this page to narrow the list, then open the calculator page that matches your task for the tool and a quick guide.