Student Loan Calculator
Calculate monthly student loan payments, total interest, and see how long it will take to pay off your student loans.
Student Loan Calculator
Direct Subsidized
Standard Summary
Student Loan Repayment Tips
- Start early: Make payments during grace period to reduce interest
- Auto-pay discount: Most lenders reduce rate by 0.25% for auto-pay
- Target high-interest: Pay extra toward highest rate loans first
- Employer benefits: Ask about student loan repayment assistance
- Tax deduction: Deduct up to $2,500 in student loan interest annually
- Review annually: Recertify IDR plans each year to adjust payment
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