Financial Planning Calculators

Budget Variance - Calculate and analyze your financial metrics with this comprehensive calculator.

Capital Budgeting - Calculate and analyze your financial metrics with this comprehensive calculator.

Cash Flow Forecasting Tool - Calculate and analyze your financial metrics with this comprehensive calculator.

College Cost - Calculate and analyze your financial metrics with this comprehensive calculator.

Plan how to pay off credit card debt with fixed monthly payments. Free calculator showing payoff date, interest savings, and avalanche or snowball options.

Customer Acquisition Cost - Calculate and analyze your financial metrics with this comprehensive calculator.

Estimate the total revenue a customer generates over their relationship with your business. Free CLV tool for marketing and retention planning.

Add or subtract days, weeks, months, or years from any date. Free business date calculator for deadlines, contracts, and payment schedules.

Calculate the average number of days a business takes to pay its suppliers. Free working-capital metric for cash flow analysis.

Measure the average number of days it takes to collect payment after a sale. Free accounts-receivable efficiency tool.

Calculate your debt-to-income ratio by comparing monthly debt payments to gross income. Free lending qualification and budgeting tool.

Calculate the deficiency balance you may owe after vehicle repossession or foreclosure. See net proceeds and remaining debt.

Calculate straight-line, declining balance, and MACRS depreciation expense. Free accounting tool for asset value and tax deduction estimates.

Discounted Cash Fow - Calculate and analyze your financial metrics with this comprehensive calculator.

Calculate your debt-to-income (DTI) ratio to see if you qualify for a mortgage or other loans. Lenders typically require DTI below 43%.

Calculate earnings before interest, taxes, depreciation, and amortization from revenue and expenses. Free business profitability analysis tool.

Measure true economic profit after deducting the cost of capital. Free EVA calculator for corporate performance and shareholder value analysis.

Calculate how much emergency savings you need based on monthly expenses and desired coverage months. Free personal finance planning tool.

Compare owning versus leasing business equipment. Calculate net costs after tax benefits and determine the best financing option.

Compare the total cost of leasing equipment versus purchasing with a loan. Free business decision tool for capital budgeting.

Free Cash Flow - Calculate and analyze your financial metrics with this comprehensive calculator.

Gross Margin Mark Up - Calculate and analyze your financial metrics with this comprehensive calculator.

Calculate your maximum Home Equity Line of Credit (HELOC) and estimated monthly payments during draw and repayment periods.

Calculate how much house you can afford based on your income, debts, and down payment using the 28/36 rule.

Track monthly household spending across categories like housing, food, utilities, and transport. Free budgeting tool for families.

Measure how often inventory is sold and replaced over a period. Free retail and manufacturing efficiency tool.

Calculate invoice due dates from issue date and Net terms such as Net 30 or Net 15. Free billing and cash flow tool.

Estimate the cost of selling or financing outstanding invoices. Free tool for improving cash flow through invoice factoring.

Compare the total cost of leasing versus buying a vehicle over time. Analyze which option saves you the most money.

Calculate debt-to-equity, debt-to-assets, and equity multiplier ratios. Free tool for assessing business financial leverage.

Compute current ratio, quick ratio, and cash ratio to assess a company

Merchant Cash Advance - Calculate and analyze your financial metrics with this comprehensive calculator.

Run a Monte Carlo simulation to model profit uncertainty, expected value, confidence intervals, value at risk, and probability of loss.

Calculate net present value, IRR, profitability index, payback period, present values, and discount-rate sensitivity for investment projects.

Operating Cashflow - Calculate and analyze your financial metrics with this comprehensive calculator.

Calculate overhead allocation rate based on indirect costs and an allocation base. Free cost accounting tool for pricing and budgeting.

Calculate overtime wages based on regular hourly rate, overtime multiplier, and hours worked. Free payroll and labor cost tool.

Estimate how long an investment takes to recover its initial cost from cash inflows. Free capital budgeting tool.

Calculate your annual and monthly property taxes based on assessed value, tax rate, and exemptions.

Compare the total cost of renting versus buying a home over time. See when buying breaks even and the long-term financial impact.

Calculate total sales, revenue, discounts, and sales tax from units sold and price. Free business calculator for pricing and reporting.

Sales Tax - Calculate and analyze your financial metrics with this comprehensive calculator.

Calculate how long it will take to reach your savings goal with regular monthly contributions and compound interest.

Model crisis, recession, base case, growth, and breakout financial scenarios with revenue, profit, cash flow, probability, and risk analysis.

Model how changes in variables affect outcomes like profit or NPV. Free financial scenario planning tool.

Startup Cost - Calculate and analyze your financial metrics with this comprehensive calculator.

Calculate the weighted average cost of capital from equity, debt, and preferred stock. Free corporate finance tool for investment analysis.